I’ve been looking into insurance options for my classic car and came across Grundy Insurance and Hagerty. Both seem to cater well to classic and collectible vehicles, but I’m having a hard time figuring out which one is the better choice.
Coverage Options
Grundy Insurance typically offers specialized coverage that includes agreed value policies, which is a big plus for those of us with valuable classic cars. They also have options for show car insurance.
Hagerty, on the other hand, has extensive classic car coverage that includes roadside assistance, and they focus heavily on providing insurance for everyday use of your classic.
Premiums
From what I’ve gathered, premiums can vary significantly between the two. It seems like Hagerty might be a bit more accessible for lower-end classic cars, whereas Grundy could be on the higher side for more expensive collectibles.
Customer Service
I’ve read mixed reviews about both. Many users mention Hagerty having responsive customer service, especially when it comes to claims. On the contrary, there’s some feedback about Grundy being very personal and focused on individual situations, which could be a plus if you prefer that.
Community Feedback
I’m curious if anyone here has personal experience with either company. What has your experience been like? Any specific pros or cons to share? Additionally, if you had to choose based on customer service, value, and coverage, which way would you lean?
Overall, I’m looking for any insights or feedback that can help me make a more informed decision. Thanks in advance for your help!
I’ve had Grundy Insurance for my classic Mustang for over 5 years, and their coverage options are really tailored for classic cars. They offer agreed value coverage, which is great for vintage models!
Hagerty also does agreed value policies, plus they have a great network of repair shops. My friend mentioned he got a good deal on his vintage bike with them!
Both companies have unique features. Grundy has lower liability limits, but Hagerty includes tools and parts in their coverage. It really depends on what you prioritize more.
I’ve been with Hagerty too, and their customer service is top-notch! They even offer roadside assistance, which is comforting for classic car enthusiasts like us.
I’ve only heard great things about Hagerty’s claims process too! They seem to handle claims very efficiently, which is crucial when you need your car back fast.
From my experience, Grundy’s prices are generally lower, but they have fewer add-ons. If you want more coverage, Hagerty might be worth the extra cost.
I’ve been looking into Grundy and Hagerty as well. Grundy tends to have lower base premiums, but Hagerty offers more discounts for safe driving which can be helpful.
From my research, Hagerty offers special rates for classic car collectors, especially if you have an extensive collection. It’s worth checking out if you’re into collecting!
Pricing can be a bit contentious between the two. I’ve seen quotes where Grundy was cheaper, but Hagerty had more coverage options which made up for the cost!